Employee benefits
Small changes in plan design can make a big difference in both cost and employee satisfaction. Your plan must:
- Match your budget and objectives
- Suit your culture
- Be appreciated by your employees.
We’ve been helping employers manage their benefit plans for a long time; our oldest clients have been with us for decades. We’ll review your existing benefit plan to make sure you and your employees get the optimal plan for your benefit outlay.
If you’re accustomed to dealing with a large consulting firm, you’ll find our approach refreshing. We’re more dynamic, less bureaucratic. And you’ll deal directly with an experienced advisor.
Retirement planning
In today’s uncertain markets, group RRSPs and retirement plans are challenging to manage. Your plan must minimize your liabilities while meeting your objectives and fiduciary duties.
We know this place well. We have decades of experience helping small-medium businesses negotiate the challenges of pension plan management. Let us guide you safely through the minefields, minimizing your risk while optimizing your offer.
Executive benefits
Corporate salary continuation plan? Corporate disability insurance? Corporate group critical insurance? Enhanced executives retirement plan?
The choices are many. So are the factors influencing the upsides and downsides.
These kinds of equations are our specialty. We will clarify the benefits and drawbacks of each choice for you, so that the best decision is clear.
Entrepreneurs
You’re managing the intersection between business, family and management. We know that intersection well. We can help you to move from working ‘in’ your business towards working ‘on’ your business – growing passive income streams, managing risk, and achieving the peace of mind that helps you sleep well at night.
We invite you to consult us to explore your benefit plan options.
Please call us at 416.254.7128 x338 or email us at info@torusadvisory.com to start a discussion.